Debt/Loan Settlement means settling debt for less than what is owed by negotiating with the lenders. CONFIRM’s Debt/Loan Settlement program is right choice for people who are so overwhelmed with debt that they cannot figure out a solution on their own. CONFRIM will help you plan your settlement using a disciplined and strategic approach. The Journey to Debt/Loan settlement is difficult, but there is financial freedom and lots of happiness at the end of this journey.

CONFIRM charges a very nominal subscription fee for the duration of your debt settlement program. We understand that dealing with debt is stressful, the subscription fee entitles you for the following benefits – Dedicated Expert Debt Advisory who helps you to deal with harassment, pre-litigation support, lender communication & negotiation, repayment plan, monthly budgeting, and counselling An average client usually pays a fee of 2-5% of the total debt enrolled in the program. And if we can’t settle your accounts, we refund your money. It’s that simple.

Depending on your personal situation and whether you have already missed payments to your lenders, debt settlement programs may have either a negative or positive impact on your credit score. Our goal is to help you get out of debt as fast as possible by negotiating with your lenders to get them to accept significantly less than what they owe. If you are already behind on your payments, chances are that your credit score has already taken a hit and the negative effects of our program on your score may not be as substantial. Infact, your credit scores generally tend to improve quickly once a debt settlement program has been completed.

Although a Do-It-Yourself (DIY) approach might sound good, it is not the most efficient one. Debt Settlement is complex and time-consuming activity. At CONFIRM, we take care of every detail of debt negotiations – helping you overcome the most significant roadblocks that are standing in the way of your financial independence. We have the relevant experience dealing with 100s of banks & NBFCs and know the tricks of negotiation. Our deep knowledge of the regulations around lending and understanding of the rights of the borrowers, helps to negotiate best settlement and outcome for you.

Our negotiation rate ranges from 30% to 50%, meaning we usually save you 30% to 50% on your overall outstanding. Our Expert Debt Advisors (EDAs) know exactly how to deal with each lender and look for solutions that support your cause to save maximum with each lender. We won’t stop until we’ve reached the best deal possible. We Promise.

It depends on how quickly you can build up your funds and save for the settlement offers. The faster you save, the quicker you get out of debt.

There is a slight possibility that a lender might sue you. But, lawsuits are expensive and lenders try to avoid them. We aim to complete the program as quickly as possible to avoid any lawsuits.

Yes! Absolutely! Debt is a valuable tool when used wisely. A home loan can help you move into your dream home and an auto loan can help you buy your dream car. Credit cards are a plus for your finances if you use them for the perks and rewards without letting them take over your life. Even a Personal Loan that finances your urgent needs are helpful. But if your debt has gotten out of control and you are revolving Debt/Loan at exorbitant charges or struggling to make minimum payments on your Credit Cards, you’re dealing with unnecessary stress that can affect both you and those close to you. CONFIRM will help you manage it and provide a path out of debt that could result in you paying less than you owe. When you enrol in our program, not only will we negotiate down your debt and help you get on top of your finances, but you’ll also find yourself free of the stress, guilt, and worry that comes with overwhelming debt. That means you’ll have time to focus on what really matters: family, career, and enjoying life to the fullest.